Using your dental benefits before the year ends could save you hundreds of dollars! Most insurance runs on a calendar year, and if that includes yours, continue reading to find out why you should see your dentist ASAP and use up those benefits!
Your Deductible
The deductible is how much money you pay out of pocket to your dentist before your insurance begins to pay for services. This amount will differ from provider to provider and person to person, but the average is only around $50 for a dental insurance plan. This will start from scratch once the next year rolls around.
Your Yearly Maximum
This is the most money your insurance plan will pay for any dental services in a given year. Again, it will vary, but the average is around $1,000. Check with your insurance provider, but in most cases this will not roll over either.
Your Premium
Do you pay your insurance premiums every month? Then you should be using your benefits! You don’t need to have extensive work done; if you don’t need treatment it never hurts to see your dentist for a checkup and cleaning.
Prevent Dental Problems from Becoming Worse
If you have existing dental problems, they should be treated as soon as possible. Even a cavity can develop into something far worse, which will cost you even more down the line. Contact Chicago Smile Design today to schedule an appointment before your insurance plan renews.
Courtesy of About Health